MPCVault VISA Card Terms and Conditions
Last updated:
December 2, 2024
1. Overview
Welcome to the MPCVault VISA Card Service (“Card” or “Service”). These Terms and Conditions (“Terms”) constitute a legally binding agreement between you (“User” or “you”) and MPCVault (“Platform” or “MPCVault”), governing your use of the MPCVault VISA Card.
Please read these Terms carefully. By using the Service, you acknowledge that you have read, understood, and agreed to these Terms. If you do not agree, you must refrain from using the Service.
2. Definitions
2.1 Platform
Refers to the MPCVault platform, which provides digital asset management and payment services.
2.2 Partner Service Provider
Refers to third-party service providers that issue the cards and facilitate related services in collaboration with MPCVault.
2.3 Card
Refers to the VISA card issued by the Partner Service Provider for legitimate business expenses.
2.4 Digital Asset
Blockchain-based cryptographic assets utilized as collateral or for settlement purposes.
2.5 Collateral
Refers to digital assets pledged by the User to support the Card’s credit limit.
3. Account Management
3.1 Registration and Verification
To use the Service, Users must complete the Know Your Customer (KYC) and Know Your Business (KYB) verification processes. Required information may include, but is not limited to:
Company name, registration number, and address.
Business website and description.
Source and intended use of funds.
Estimated expenditure and its purpose.
Ultimate Beneficial Owner (UBO) details with supporting documentation.
Identity information of key personnel and authorized representatives.
Digital asset wallet address.
3.2 Account Maintenance
Users are responsible for maintaining the accuracy of the information provided and updating it promptly if changes occur.
The Platform reserves the right to suspend or terminate account access for incomplete or inaccurate information.
3.3 Account Termination
The Platform may terminate accounts for reasons including but not limited to:
Submission of false information or failure to pass verification.
Violation of these Terms or applicable laws.
Users may request account closure after settling any outstanding balances.
4. Collateral and Liquidation
4.1 Collateral Requirements
Users are required to deposit specified cryptocurrencies into designated wallets linked to the Platform as collateral for the Card’s credit limit.
Collateral must consist of digital assets from approved blockchains and wallets, as determined by the Platform.
The value of the collateral must meet or exceed the credit limit assigned to the Card.
The Platform reserves the right to adjust collateral ratios and requirements in response to market conditions and policy changes.
4.2 Accepted Collateral
The Platform accepts the following digital assets as collateral:
Stablecoins (e.g., USDC).
Other digital assets explicitly approved by the Platform.
4.3 Liquidation Mechanism
If the market value of the collateral falls below the required threshold, the Platform reserves the right to initiate automatic liquidation without prior notice.
Users authorize the Platform and its Partner Service Providers to execute liquidation processes via smart contracts.
4.4 Collateral Monitoring
The Platform monitors collateral value in real-time and may request additional collateral as needed.
Failure to provide additional collateral promptly may result in account suspension or a reduction of the credit limit.
5. Fees and Charges
5.1 Fixed Fees
The following fixed fees apply to the Service:
KYB (Know Your Business) Fee: $10 USD per instance.
Virtual Card Issuance Fee: $1 USD per card.
Crypto Deposit Processing and Gas Fee: $3 USD per deposit.
5.2 Variable Fees
The following variable fees may apply based on transaction type:
Foreign Currency Conversion Fee: Up to 3%, depending on the transaction location.
USD Transactions: No transaction fees apply for purchases made with U.S. merchants.
Cross-Border Fee: Up to 3%.
Returned Payment Fee: Up to $29 USD per instance.
Late Payment Penalty: Up to $40 USD, depending on the overdue amount and duration.
Transaction Disputes Fee: $35 USD per case for dispute handling.
Other Fees: Any additional fees will be communicated to the User in advance.
5.3 Defined Terms
Card Networks: Refers to payment card networks, including but not limited to Visa and Mastercard.
Charge: A payment for goods or services made to a merchant that accepts payments on applicable card networks.
Chargeback: A dispute initiated by the User against a merchant for an unresolved issue or an unauthorized charge.
Fee: Charges imposed by the Platform for services provided or for using the MPCVault VISA Card.
Periodic Statement: A statement summarizing charges, fees, refunds, and other transactions associated with the User’s account for a given billing period.
Supported Blockchains: Blockchain networks supported by the Platform, including but not limited to Ethereum and Polygon.
5.4 Fee Payment
Users must pay all fees within each billing cycle.
Unpaid fees will be deducted from the collateral.
The Platform reserves the right to adjust fees and fee structures, providing at least 30 days’ notice before changes take effect.
5.5 Refund Policy
Unless otherwise required by law, all fees are non-refundable.
6. Transaction Restrictions
6.1 Permitted Use
Users may utilize the Card for legitimate business purposes only. Permitted uses include:
Facilitating corporate expenses and purchases related to the User’s business operations.
Transactions that comply with the Platform’s policies and all applicable laws and regulations.
Purchases from merchants or establishments that accept the Card, whether in-person, online, over the phone, or via mobile apps.
Additional Conditions:
The Platform will not be held liable for failed transactions caused by merchant errors or other circumstances beyond its control.
The Platform reserves the right to impose limits on transaction types, amounts, or numbers, including but not limited to restrictions on:
Purchasing cash-like instruments, such as traveler’s checks, money orders, or cryptocurrency.
Gambling, betting, or high-risk transactions.
Person-to-person money transfers or account funding.
The Platform may deny transactions deemed non-compliant, fraudulent, or high-risk.
6.2 Prohibited Use
The Card must not be used for the following:
Gambling, betting, or other high-risk activities.
Purchasing or trading virtual currencies or tokens.
Conducting illegal financial activities, such as money laundering or financing terrorism.
Transactions involving prohibited Merchant Category Codes (MCCs) identified in this Agreement.
High-Risk Merchant Categories
Certain Merchant Category Codes (MCCs) are considered high-risk due to the nature of their associated businesses. Transactions made with merchants under these MCCs may occasionally be declined to ensure compliance with regulatory and security standards. Below is a list of the blocked MCCs for your reference:
MCC Category
2892 Explosives
3484 Small arms
4829 Wire transfer - Money order
5122 Drugs, drug proprietaries, druggist sundries
5542 Automated fuel dispensers
5681 Furriers and fur shops
5816 Digital Goods - Games for transactions involving skilled game wagering (daily fantasy sports)
5932 Antique shops
5933 Pawn shops
5937 Antique reproductions
5944 Jewelry stores
5960 Direct marketing - Insurance
5962 Direct marketing - Travel-related arrangement services
5964 Direct marketing - Catalog merchants
5965 Direct marketing—Combination catalog and retail merchants
5966 Direct marketing - Outbound telemarketing merchants
5967 Direct marketing - Inbound telemarketing merchants
5969 Direct marketing/Direct marketers (Not elsewhere classified)
5972 Stamp & coin stores
5993 Cigar stores and stands
6010 Financial institutions - Manual cash disbursements
6011 Financial institutions - Automated cash disbursements
6012 Financial institutions - Merchandise & services
6050 Quasi cash - Member financial institutions
6051 Quasi cash
6211 Security brokers/dealers
6529 Remote stored value load - Member financial institutions
6530 Remote stored value load - Merchant
6531 Payment service provider - Money transfer
6532 Payment transaction - Member financial institution
6533 Payment transaction - Merchant
6534 Money transfer - Member financial institution
6535 Value purchase - Member financial institution
6536 Moneysend intracountry
6537 Mastercard Moneysend intercounty
6538 Mastercard Moneysend funding transaction
6540 POI funding transactions
6555 Mastercard initiated rebate/rewards
6611 Overpayments
6760 Savings bonds
7272 Escort services
7273 Dating or escort services
7280 Hospital patient personal funds withdrawal
7322 Debt collection agencies
7800 Government-owned lotteries
7801 Government licensed casinos (Online gambling)
7802 Government licensed horse/dog racing
7948 Racing organizations
7995 Betting, including lottery tickets, casino gaming chips, off-track betting, wagers at race tracks and games of chance to win prizes of monetary value
8631 Labor unions
8651 Political organizations
8661 Religious organizations
9223 Bail and bond payments
9401 I-Purchasing pilot
9405 Intra-government purchases (Government only)
9411 Government loan payments
9700 International automated referral service (Visa use only)
9701 Visa credential server (Visa use only)
9702 GCAS emergency services (Visa use only)
9721 International affairs (embassies)
9754 Gambling-horse racing, dog racing, state lotteries
9950 Intra-company purchases
6531 Payment service provider - Money transfer for a purchase
6532 Payment service provider - Member financial institution - Payment transaction
6533 Payment service provider - Merchant - Payment transaction
7297 Massage parlors
7995 Betting/track/casino/lotto
6.3 High-Risk Transactions
Transactions categorized as high-risk, including but not limited to those related to cryptocurrency exchanges or derivatives, may be restricted, suspended, or denied without notice.
6.4 Transaction Authorization and Denial
The Platform may decline transactions based on compliance or risk assessments.
Users can view details of declined transactions through their account dashboard.
6.5 Spending Limit Management
Spending limits are dynamic and determined by available collateral value.
The Platform may adjust individual or aggregate limits without prior notice, including temporary increases or reductions to $0.
Administrators may impose additional controls or limits for company accounts.
7. User Responsibilities and Security
7.1 Compliance Responsibility
Users must comply with all applicable laws, regulations, and Platform policies, including but not limited to:
Anti-Money Laundering (AML) regulations.
Data privacy and security standards.
Rules set forth by Partner Service Providers and payment networks.
7.2 Account and Card Security
Users are responsible for safeguarding their account credentials, Card details, and private keys for linked digital asset wallets.
The Platform is not liable for losses arising from User negligence, such as unauthorized account access or misuse of the Card.
7.3 Unauthorized Transactions
Users must regularly review their transaction history and report any unauthorized activity within 24 hours.
Upon receiving a report of unauthorized transactions, the Platform will:
Suspend the affected account or Card.
Initiate an investigation and take corrective actions as needed.
7.4 Security Measures
To protect User accounts, the Platform employs advanced security protocols, including:
Multi-Factor Authentication (MFA).
End-to-end encryption for sensitive data.
Users are encouraged to enable all available security features and exercise vigilance to minimize risks.
8. Dispute Resolution
8.1 Dispute Handling
If you have any disputes regarding the Platform’s services or transactions, you are encouraged to resolve them through negotiation with the Platform.
Disputes can be submitted via the Platform’s official customer support channels.
The Platform will investigate disputes in good faith and provide a resolution within a reasonable timeframe.
8.2 Arbitration Clause
In the event that a dispute cannot be resolved through negotiation, Users agree to resolve disputes through binding arbitration.
Arbitration will be conducted under the rules of the American Arbitration Association (AAA).
The arbitration venue shall be located in California, USA, and the proceedings will be conducted in English.
By agreeing to these Terms, Users waive their right to participate in class-action lawsuits or other collective legal actions.
8.3 Governing Law
This Agreement is governed by the laws of the State of California, USA, without regard to conflict of law principles.
8.4 Exclusive Jurisdiction
Unless otherwise required by applicable law, any legal disputes between Users and the Platform shall be adjudicated in the courts of California, USA. Users consent to the exclusive jurisdiction of these courts.
9. Agreement Modification and Termination
9.1 Modification of Terms
The Platform reserves the right to modify, add, or remove terms and conditions of this Agreement, including but not limited to interest rates, fees, or the modification clause itself, in accordance with applicable laws.
Notice and Implementation:
Users will be notified of any changes at least 30 days before they take effect, unless shorter notice is required by law.
Changes may apply to new transactions and outstanding balances as of the effective date, to the extent permitted by law.
Continued use of the Platform’s services after changes become effective constitutes acceptance of the revised Terms.
Factors Influencing Changes:
The Platform may modify this Agreement based on factors such as:
Changes in applicable laws or regulations.
Updates to fraud prevention policies.
Economic conditions or other relevant circumstances.
9.2 Termination of Agreement
The Platform may terminate this Agreement and the associated services under the following circumstances:
The User violates these Terms or applicable laws.
The User fails to meet payment obligations or collateral requirements.
The Platform deems termination necessary to comply with legal or regulatory requirements.
Rights and Obligations upon Termination:
Users are required to settle all outstanding balances before termination.
Upon termination, the User agrees to return or destroy any issued Cards.
Any attempt to use the Card after termination may result in the Card being retained by merchants or financial institutions.
The Platform retains the right to suspend or revoke account privileges with or without prior notice, subject to applicable laws.
10. Privacy and Data Protection
10.1 Data Collection and Use
The Platform collects and processes User data to provide and improve its services. Information collected may include:
Personal and company identification details.
Transaction and account activity records.
Digital asset information linked to the User’s account.
The Platform uses this data for purposes such as:
Verifying account eligibility and maintaining security.
Processing transactions and providing support.
Complying with legal and regulatory requirements.
10.2 Data Sharing
User data may be shared with third parties under the following circumstances:
To complete transactions or provide services requested by the User.
To comply with laws, regulations, or valid government requests.
To protect the legitimate rights and interests of the Platform, such as during fraud investigations or disputes.
10.3 Data Protection Measures
The Platform implements robust technical and administrative safeguards to protect User data, including:
Encryption of sensitive information.
Multi-factor authentication (MFA) to prevent unauthorized access.
Regular security audits and vulnerability assessments.
10.4 User Rights
Users have the right to:
Access and review their personal data stored by the Platform.
Request corrections or updates to inaccurate information.
Request deletion of personal data, subject to legal or regulatory retention requirements.
10.5 Privacy Policy
Details about data collection, use, and protection are outlined in the Platform’s Privacy Policy, which is incorporated into these Terms by reference.
11. Force Majeure
The Platform shall not be held liable for any delay or failure to perform its obligations under this Agreement due to events beyond its reasonable control, including but not limited to:
Natural Disasters: Earthquakes, floods, hurricanes, or other acts of nature.
Acts of War or Terrorism: Armed conflicts, terrorist attacks, or civil unrest.
Government Actions: Changes in laws, regulations, or government-imposed restrictions.
Infrastructure Failures: Power outages, network disruptions, or telecommunication breakdowns.
Cybersecurity Incidents: Widespread cyberattacks, data breaches, or system malfunctions.
Suspension of Obligations:
In the event of a force majeure situation, the affected obligations under this Agreement will be suspended for the duration of the event.
Notice of Force Majeure:
The Platform will make reasonable efforts to notify Users of the force majeure event and its anticipated impact on services.
Mitigation Efforts:
The Platform will take commercially reasonable steps to mitigate the effects of the force majeure event and resume services as soon as practicable.
12. Limitation of Liability
12.1 No Warranty
The Platform provides its services on an “as-is” and “as-available” basis.
The Platform makes no warranties, express or implied, regarding the accuracy, reliability, or availability of the services, or that they will meet the User’s requirements.
The Platform does not guarantee that the services will be uninterrupted, error-free, or free from security vulnerabilities.
12.2 Exclusion of Liability
To the maximum extent permitted by law, the Platform shall not be liable for:
Any indirect, incidental, special, or consequential damages, including but not limited to loss of profits, data, or business opportunities.
Losses or damages arising from unauthorized access to the User’s account or digital assets due to User negligence, such as failure to secure passwords or private keys.
Any failure of third-party services or external systems integrated with the Platform.
12.3 Liability Cap
The total liability of the Platform for any claims arising out of or related to this Agreement shall not exceed the total amount of fees paid by the User to the Platform in the preceding 12-month period.
13. Entire Agreement
This Agreement constitutes the entire understanding between the User and the Platform concerning the use of the MPCVault VISA Card and supersedes all prior agreements, representations, or understandings, whether written or oral, related to the subject matter of this Agreement.
Any previous terms, conditions, or agreements that may conflict with the provisions of this Agreement are hereby replaced.
The Platform reserves the right to modify or update the terms of this Agreement at any time, without the need for written consent from the User, subject to providing prior notice as required by applicable law.
14. Severability
If any provision of this Agreement is found to be unlawful, void, or unenforceable, that provision shall be deemed severable from this Agreement and shall not affect the validity and enforceability of the remaining provisions.
The Platform and the User agree that, if a provision is deemed unenforceable, the remainder of the Agreement shall remain in full force and effect.
The unenforceable provision will be replaced with a valid, enforceable provision that most closely reflects the intent of the original provision.
15. Electronic Communications
By using the Platform, Users agree to receive all communications related to their account and the services provided electronically, including but not limited to:
Notices of changes to this Agreement.
Transaction confirmations.
Account-related information, such as balance updates or fees.
Other important notifications related to the User’s use of the Platform.
Users are responsible for ensuring that their contact information is accurate and up-to-date within the Platform. Failure to update contact information may result in missed communications, for which the Platform shall not be held responsible.
Electronic communications will be deemed received when sent by the Platform, regardless of whether the User has actually accessed the communication.
16. Assignment
Users may not assign, transfer, or delegate their rights or obligations under this Agreement without the prior written consent of the Platform.
The Platform reserves the right to assign or transfer its rights and obligations under this Agreement to any third party at its sole discretion, without prior notice to the User.
Any assignment by the Platform will not affect the User’s rights under this Agreement and will not require the User’s consent.
17. Compliance with Export Controls
Users agree to comply with all applicable export control laws and regulations, including but not limited to:
The U.S. Export Administration Regulations (EAR).
Economic sanctions administered by the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC).
Users shall not use the Platform’s services for the export or re-export of any products, software, or technology in violation of these laws.
The User affirms that they are not located in or under the control of any jurisdiction subject to U.S. trade restrictions or sanctions.
The Platform reserves the right to suspend or terminate access to the services for users found in violation of these compliance requirements.
18. Tax Obligations
Users are solely responsible for determining and fulfilling their tax obligations related to the use of the Platform’s services, including but not limited to:
Reporting and paying any applicable taxes on digital asset transactions or income generated through the Platform.
Complying with local, state, national, and international tax laws and regulations.
The Platform does not provide tax advice and shall not be held responsible for any tax liabilities incurred by Users.
Users are encouraged to consult with a tax professional to understand their specific tax obligations related to their use of the services.
19. Intellectual Property Rights
19.1 Platform Ownership
All intellectual property rights related to the Platform, including but not limited to software, trademarks, logos, and content, are owned by the Platform or its licensors.
Users are granted no rights to use, copy, distribute, or modify any intellectual property of the Platform, except as expressly provided for in this Agreement.
19.2 User License
The Platform grants Users a limited, non-exclusive, non-transferable, and revocable license to access and use the Platform’s services for their personal or business purposes, subject to compliance with the terms of this Agreement.
Users may not copy, modify, distribute, reverse-engineer, or create derivative works based on any part of the Platform without prior written consent from the Platform.
20. Prohibited Jurisdictions
The Platform’s services are not available in jurisdictions where digital asset services, including those offered by the Platform, are prohibited or restricted by law. Users are responsible for ensuring that their use of the Platform complies with all applicable laws in their jurisdiction.
The Platform reserves the right to restrict or terminate services for Users in certain jurisdictions, without prior notice, if it determines that providing services in such jurisdictions would violate applicable laws or regulations.
Users are prohibited from using the services if they are located in, or subject to the laws of, a jurisdiction where the provision of such services is restricted or prohibited.
21. Feedback and Suggestions
Users may provide feedback, suggestions, or ideas regarding the Platform’s services.
By submitting feedback, Users grant the Platform a perpetual, irrevocable, royalty-free license to use, modify, and implement the feedback for any purpose.
The Platform is not obligated to compensate Users for their feedback and is under no obligation to implement any suggestions provided.
The Platform may, at its discretion, acknowledge or respond to User feedback but is not required to do so.
22. Termination of Inactive Accounts
The Platform reserves the right to terminate accounts that have been inactive for an extended period, typically 12 months or more, without prior notice.
Inactive accounts are defined as accounts that have not engaged in any transaction or activity during the specified period.
Any remaining funds or collateral in the inactive account may be subject to applicable laws regarding unclaimed property.
Users will be notified before their accounts are terminated due to inactivity, and will have the opportunity to reactivate their account by engaging in transactions or contacting the Platform.
23. No Waiver
Failure by the Platform to enforce any provision of this Agreement shall not be deemed a waiver of its rights under that provision or any other provision of this Agreement.
Any waiver of rights or provisions of this Agreement must be made in writing and signed by an authorized representative of the Platform.
A waiver of any provision or breach of this Agreement shall not be construed as a waiver of any subsequent provision or breach.
24. Third-Party Services
The Platform may integrate with or provide access to third-party services, applications, or websites.
Users acknowledge that the use of third-party services is subject to the terms and conditions of the respective third parties.
The Platform is not responsible for any issues, damages, or losses arising from the use of third-party services, including but not limited to the reliability, security, or performance of such services.
While the Platform may provide links or access to third-party services, it does not endorse or assume any responsibility for their content, accuracy, or legality.
25. Security Breach Notification
In the event of a security breach that may compromise User data or assets, the Platform will:
Notify affected Users within a reasonable timeframe, as required by applicable laws and regulations.
Provide information regarding the nature of the breach, affected data or assets, and any steps Users can take to mitigate potential risks.
Work to resolve the breach and implement measures to prevent future occurrences.
Users are encouraged to monitor their accounts regularly and report any suspicious activity or potential security issues to the Platform.
26. Independent Contractor Relationship
Nothing in this Agreement shall be construed to create a partnership, joint venture, agency, or employment relationship between the User and the Platform.
Both parties agree that their relationship is that of independent contractors.
Users are not authorized to make any representations, warranties, or commitments on behalf of the Platform.
Each party is solely responsible for its own business operations, taxes, and employee-related matters, if applicable.
27. Survival of Terms
The following provisions shall survive the termination or expiration of this Agreement:
Limitation of Liability (Section 12)
Dispute Resolution (Section 8)
Privacy and Data Protection (Section 10)
Intellectual Property Rights (Section 19)
Any other provisions that by their nature are intended to survive termination or expiration.
All obligations and rights of the parties under the surviving provisions will continue to be enforceable after the termination or expiration of this Agreement.
28. Notification and Communication
28.1 Electronic Notices
Users agree to receive all communications from the Platform electronically, including but not limited to:
Notices of changes to this Agreement.
Transaction confirmations.
Account-related information and updates.
28.2 User Contact Information
Users are responsible for maintaining accurate and up-to-date contact information in their Platform account.
The Platform will send notifications to the contact details provided by the User.
Failure to update contact information may result in missed communications, and the Platform will not be held liable for any consequences.
28.3 Method of Communication
Notifications may be delivered via email, in-app notifications, or other methods as deemed appropriate by the Platform.
It is the User’s responsibility to regularly check the provided communication channels for important updates.
29. No Resale or Commercial Use
Users are prohibited from reselling, sublicensing, or otherwise commercially exploiting the Platform’s services without the prior written consent of the Platform.
Any unauthorized commercial use of the Platform’s services may result in the suspension or termination of the User’s account and legal action.
Users may only use the Platform for personal or business purposes as permitted by this Agreement.
30. Account Suspension and Investigation
The Platform reserves the right to suspend or restrict access to User accounts under the following circumstances:
Suspicion of unauthorized or fraudulent activity.
Violation of this Agreement or applicable laws.
Requests from law enforcement or regulatory authorities.
If the Platform suspects that the User’s activities pose a risk to the integrity or security of the Platform’s services.
During the suspension period, the Platform may conduct an investigation into the User’s account activities.
The Platform may request additional information or documentation from the User to assist with the investigation.
The Platform may take corrective actions, including but not limited to account reinstatement, termination, or restrictions on specific services, based on the findings.
31. Assignment of Rights and Obligations
The Platform reserves the right to assign or transfer its rights and obligations under this Agreement to any third party at its sole discretion, without prior notice to the User.
Any assignment by the Platform will not affect the User’s rights under this Agreement and will not require the User’s consent.
Users may not assign, transfer, or subcontract their rights or obligations under this Agreement without the prior written consent of the Platform.
Any unauthorized assignment or transfer by the User will be deemed invalid.
32. Governing Language
This Agreement is provided in English only.
In the event of any discrepancy or conflict in interpretation, the English version of this Agreement shall prevail and govern.
33. Audit Rights
The Platform reserves the right to audit User accounts and transactions to ensure compliance with this Agreement and applicable laws.
Users agree to cooperate with any reasonable audit requests and provide necessary documentation upon request.
The Platform may conduct audits periodically, or when there is a suspicion of fraudulent activity or non-compliance with the Agreement.
Failure to comply with audit requests may result in account suspension or termination.
34. Anti-Fraud Measures
The Platform implements various anti-fraud measures to protect Users and the integrity of its services, including but not limited to:
Transaction monitoring and risk assessments.
Multi-factor authentication (MFA) for account security.
Regular account verification and periodic reviews of account activity.
Users agree to comply with these measures and report any suspicious activity or potential fraud to the Platform immediately.
The Platform reserves the right to take corrective actions, including suspending or terminating accounts, if fraudulent activity is suspected.
35. Confidentiality
Users agree to keep confidential any non-public information related to the Platform, its services, and other Users.
This obligation applies to any proprietary, financial, or business information that is not publicly available.
Disclosure of confidential information without prior written consent from the Platform is strictly prohibited.
This confidentiality obligation shall survive the termination or expiration of this Agreement.
If you have any questions or concerns, please contact us at info@mpcvault.com.