April 7, 2023
MetaLoop Inc. and its subsidiaries and affiliates (collectively, “MPCVault,” “we”, “our” or “us”) offer a digital asset wallet technology to our users (“you” or “Individuals”). These include MPC-based digital asset custody technology, settlement, services surrounding treasury management, on-chain governance, and financing. Privacy and data protection are a top priority for us, and we encourage you to read this Privacy Notice fully to understand our privacy practices.
Scope and Applicability
This Online Privacy Notice (“Notice” or “Policy”) explains how we collect, use, store, share, delete, and protect your Personal Information when you interact with us in any of the following ways (collectively, the “services”):
By visiting MPCVault’s website at mpcvault.com or our mobile application,
By using our services and platform products, such as treasury and other custodial services, settlement and on ramp services,
By interacting or communicating with us as part of our marketing practices, and
By connecting with us at industry events and conferences.
Note that certain MPCVault products may be covered under separate agreements with MPCVault affiliates. If you have such an agreement in place with MPCVault please reference the agreement for details on how the services collect and use Personal Information.
This Policy also describes the choices that Individuals have with respect to their Personal Information, and how to contact MPCVault to learn more about our privacy practices.
If you have obtained a financial product or service with MPCVault to be used primarily for personal, family, or household purposes, we will use and share any information, including Personal Information that we collect from or about you in accordance with our U.S. Consumer Privacy Notice which provides certain choices with respect to the use and sharing of your Personal Information.
Residents of the European Economic Area (“EEA”) or the United Kingdom (“UK”) may have additional rights regarding their Personal Information as discussed in the EEA/UK Privacy Notice.
Personal Information We Collect
We may collect Personal Information about you in several ways when you use our services, as described below.
Information You Provide. We collect the information you provide to us directly when you use our services. You can choose to provide Personal Information for:
Website Use – We collect some or all of the following Personal Information about you when you use our website to contact us:
Other information you choose to provide to us when you contact us with your inquiries.
Onboarding Process – We collect some or all of the following Personal Information of applicants or their representatives (including control persons, beneficial owners, and authorized users) during the onboarding process:
Date of Birth
Entities you may be affiliated with
Country and region
Institutional Information – We also collect some or all information about our institutional clients, for onboarding and compliance purposes. Types of information include:
Location of headquarters
Federal Employer Identification Number (FEIN)
Names of affiliated entities
Certificate of Good Standing
Information on your Know Your Customer/Anti-Money Laundering (“KYC/AML”) program
Financial history and details (investment activity, bank statements, balance sheets, etc.)
Identity Verification – In addition to the Personal Information described under “Onboarding Process,” we may collect the following Personal Information to verify the identities of our clients or their representatives:
Photographic and video footage
Additional information collected from your device (see below)
Transaction Execution – Once we verify your identity, we collect additional information to complete any requested transactions:
Names of counter-parties to transactions
Bank account information for counter-parties to transactions
Client Reporting – To execute our reporting services, we collect financial details (AUC balances, transaction information, etc.).
Research – For internal research and reporting.
Security – To block disruptive uses.
Job Applications – If you apply for a job with MPCVault, in addition to MPCVault collecting the Personal Information described under “Website Use,” you will be directed to a third party platform that may collect the following Personal Information about you:
Any other Personal Information you choose to submit along with your application including U.S. Equal Opportunity Employment Information.
Marketing Activities – If you attend our events, business meetings, or visit our booth at industry conferences, in addition to the Personal Information described under “Website Use,” we may collect one or more of the following business contact information about you:
Other information that may be contained on your business card, if you choose to provide one.
Information We Collect from Third Parties. When you use our services, we collect the following information from third parties:
Referrals and Account Participant Invitations – We receive information about you, such as your name and email address, if an MPCVault user refers you to our platform or invites you to participate on their account as an administrator, viewer, or spender.
Integrations– We receive information about you via services you choose to integrate, such as where you link accounts from other service providers to your MPCVault account.
Third Party Sign In – If you log in to our services using credentials from a third party (for example, Google), we will receive information that you have made public via your privacy settings with that third party.
Publicly Available Information. We may collect information about you via the following publicly available resources when you use our services: - public records
Note that we may combine information received from third parties or publicly available resources with information we have collected directly from you.
Browser and Device Information – Using cookies and other tracking technology, we may collect:
Geolocation data (e.g., zip code, GPS-based information including altitude)
Motion tracking (e.g., number of steps taken, heart rate)
Phone carrier and manufacturer
Mobile operating system version
Version of MPCVault application used
http referrer fields
browser type and version
unique device identification numbers or pages viewed
date and time of visit
number of times you return to our website.
Cookies and Other Tracking Technologies
We use information-gathering tools, such as cookies and other tracking technologies, to collect your Personal Information and other information as you use our services. Tracking technologies will only be deployed after you have permitted us to do so by providing consent.
What Are Cookies? Cookies are small text files that are stored through the browser on your computer or mobile device. Cookies serve a variety of functions; they help you navigate between website pages efficiently and may improve the user experience on a website. Cookies vary in duration (they can be “persistent” or “session-based”), and by whom they are served (“first party” cookies are directly from us; “third party” cookies are from other parties on our behalf). They are only one of several types of technologies used to track online behavior.
Types of Cookies We Use. On our website, we use the following types of cookies:
Performance and Analytics Cookies – We use performance and analytics cookies to understand how visitors engage with our website. These cookies help us:
understand how visitors arrive at our website
monitor website usage and performance
remember you when you return to the website, and
improve our website content.
Marketing and Advertising Cookies – MPCVault and our service providers use marketing and advertising cookies to provide you with advertising based on your browsing activities and interests. These cookies monitor which ads have been served to your browser and which web pages you were viewing when such ads were delivered.
Google Analytics and Integration – On our website, we use third party analytics and marketing integration services such as Google Analytics and Hubspot to track and optimize our services’ performance and marketing activities.
Cross-Device Tracking – MPCVault and our service providers match your browsing activity on our website across different devices. For example, if you browse our website via a mobile device and move to a laptop, we attempt to match your browsing activity from the two devices.
Managing Cookies & Online Tracking. Where appropriate or legally required, we will describe how we use the information collected about you so that you can make choices about how your information is used.
Analytics Preferences For information on how Google Analytics collects and processes data, visit https://www.google.com/policies/privacy/partners/. To learn more about Google Analytics, visit Google’s “How you can control the information collected by Google on these sites and apps” article available here.
“Do-Not-Track” – Some browsers allow a user to send “Do-Not-Track” signals to a website to prevent tracking of that Individual’s activity. At this time, we do not respond to web browser “Do-Not-Track” signals. To learn more about browser tracking signals and DNT, visit http://www.allaboutdnt.com.
How We Use Personal Information
We use Personal Information we have about you as described below.
Provide Our Services – We use the information we have about you to manage your account and provide our services. We also use your information to diagnose and resolve issues with our services, provide technical and customer support, ensure the safety, quality, and availability of the services, including verifying your identity and detecting, preventing, and prosecuting those responsible for security incidents or malicious, deceptive, fraudulent, or illegal activity.
Communicate with You – We use the information we have about you to respond to your inquiries, requests, and/or send important notices. This includes, for example, delivering customer support, and periodic emails related to company news, updated policies, product/service updates and information, job openings, or press releases.
Market Our Services – We use the information we have about you to market our services. This includes, for example, sending you email communications about products, offerings, events and webinars or customized offers or materials.
Improve Our Services – We use the information we have about you to improve our services. This includes, for example, identifying usage trends, developing data analysis, determining the effectiveness of our promotional campaigns, evaluating our business performance, researching, demonstrating, developing and improving our products and services, and ensuring quality control. This can also include personalizing your experience.
User Testing and Surveys – We use the information we have about you to invite you to participate in user testing and surveys and provide feedback to us (in accordance with any privacy preferences you have expressed to us).
Comply with The Law – We use the information we have about you to comply with applicable laws, regulations, and contractual obligations. This includes, for example, conducting compliance and/or security checks, audits, or assessments, enforcing our contracts and agreements with our customers, or complying with applicable law enforcement obligations.
Protect Our Assets – We use the information we have about you to resolve disputes and protect the rights, property, safety and interests or MPCVault and our site visitors, customers, and the public. We ensure the security of our assets, systems and networks, prevent, detect and investigate fraud, unlawful or criminal activities in relation to our services, and enforce our terms and conditions. We enforce any legal terms that govern your use of our website or application.
Other Purposes You Consent To – We use the information we have about you for other purposes if you consent to those uses at the time you provide your Personal Information.
De-identified or Aggregate Information – We use the information we have about you to create de-identified or aggregate information, such as de-identified demographic or location information, information about devices used to access our services, or other relevant analyses. We also share such data with any third parties, including advertisers, promotional partners, sponsors, event promoters, etc.
How We Share Personal Information
MPCVault may share the Personal Information we have about you as described below.
Service Providers and Other Third Parties – We share information we have about you with third parties and service providers who assist us with administering the services. This includes, for example, IT service providers, data storage providers, identity verification service providers, and marketing service providers.
Across Our Affiliates – We share information across MPCVault’s family of companies to provide you with our services, prevent fraud, conduct identity verifications, comply with the law, or in the event of a sale, merger, acquisition, or other liquidity event.
Business Partners or Joint Offerings – In certain situations, we may offer products or services jointly with a business partner. In such an event, we will share your information with a business partner for the purpose of facilitating the offering. In such a case, the business partner’s name will appear along with ours on the product or service.
Advertising Partners – We may share information with third parties to facilitate advertising on third party websites or mobile apps. If you do not want your Personal Information shared with our advertising partners, contact us as described in “Contact Us.”
Sale, Merger, or Acquisition –As we continue to develop our business, we may buy, merge or partner with other companies. In such transactions, (including in contemplation of such transactions, e.g., due diligence) user information may be among the transferred assets. If a portion or all of MPCVault’s assets are sold or transferred to a third-party, end-user information would likely be one of the transferred business assets.
Protection of MPCVault or Others - MPCVault accesses, preserves, and discloses Personal Information in a good faith belief that such access, preservation, or disclosure is permitted by MPCVault’s Privacy Program Policy or reasonably necessary or appropriate for any of the following reasons:
to enforce our agreement with our Client (i.e. the applicable Custody Service Agreement);
to respond to your requests for customer service;
to protect the rights, property, or personal safety of MPCVault, its agents and affiliates, its users, and the public; and/or to defend MPCVault or others against third party claims or allegations.
Legal, Regulatory, Safety, and Compliance Purposes – In certain situations, we may be required to share your information with law enforcement officials or government authorities as required by laws, regulations, legal processes, and governmental requests. These situations may include, but are not limited to:
complying with a subpoena or other legal process requests;
protecting your rights;
protecting your safety or the safety of others;
responding to a government request.
Any third parties that we share your Personal Information with are limited by law and by contract in their ability to use your Personal Information. MPCVault requires third party service providers acting on our behalf or with whom we share your information to provide appropriate security measures in accordance with industry standards and in compliance with this Policy, their privacy and security obligations, and any other appropriate confidentiality and security measures. However, we are not responsible for the privacy and data security practices of third parties outside of Personal Information we receive from or transfer to them.
If you elect to receive periodic email communication from us (i.e., company news, product and service information), you may choose to opt out from receiving such communications by clicking the ‘Unsubscribe’ link provided in these emails.
How We Protect Personal Information
At MPCVault, we take our responsibility to protect the security and privacy of your Personal Information seriously. We are committed to maintaining the confidentiality, integrity, and security of your Personal Information and taking precautions to protect such information. We use reasonable and appropriate administrative, technical, and physical safeguards to protect information we have about you from loss, theft, and unauthorized use, access, modification, or destruction. We regularly review our established policies and procedures to ensure that they are appropriate and effective at meeting our commitment to our community, our customers, and ourselves. We also require third party service providers acting on our behalf or with whom we share your information to maintain security measures consistent with industry standards.
Additionally, to help protect your privacy and maintain security, we verify your identity before granting you access to your information or your account. Our verification methods include requiring Individuals to create video footage of themselves reciting their password before conducting a transaction, and the collection of biometric and geolocation data. Notwithstanding our security safeguards, it is impossible to guarantee absolute security in all situations. If you have any questions about the security of our services, please contact us as described in “Contact Us.” For your own online security, please do not send any other confidential Personal Information to us via email or through the contact form on our website.
Our services are not intended for persons under the age of 18, and we do not knowingly or intentionally collect any Personal Information from, or market to, Individuals under the age of 13. If we become aware, or If you learn that an individual under the age of 13 has provided us with Personal Information contrary to these rules, please contact us as described in “Contact Us” and we will delete the information from our systems.
Third Party Services, Application, and Websites
Certain third party services, websites, or applications used to navigate to and from MPCVault services have separate user terms and privacy policies that are independent of this Policy. We are not responsible for the privacy practices of these third party services or applications. We recommend carefully reviewing the user terms and privacy statement of each third party service, website, and/or application before use.
Changes to this Notice
We may change or update this Online Privacy Notice in the future. When we do, we will post the revised version on our website. This notice was last updated and became effective on the date posted at the top of this page.
If you have questions about this Notice, or if you wish to exercise any of your rights in relation to your Personal Information, please contact us. You can email us at [email protected]